body
	{
	margin:5px;
	padding:0px;
	background:url(../images/bg.gif) repeat-x #fffef4;
	}

#container
	{
	width:960px;
	margin:auto;
	}
	
.banner
	{
	float:left;
	}

#navigation
	{
	width:960px;
	height:35px;
	background:url(../images/nav.jpg) no-repeat;
	clear:both;
	}
#navigation ul
	{
	padding:0px 0px 0px 13px;
	margin:0px;
	}
#navigation li
	{
	list-style:none;
	display:block;
	font:12px Tahoma, Arial, Helvetica, sans-serif;
	padding:0px;
	float:left;
	}
#navigation a:link, #navigation a:active, #navigation a:visited
	{
	padding:10px 12px;
	display:block;
	text-decoration:none;
	color:#FFFFFF;
	}
#navigation a:hover
	{
	color:#d8d9da;
	background:url(../images/navi.jpg) repeat-x;
	}	
	
#middlecontainer
	{
	width:960px;
	float:left;
	background:#ffffff;
	padding-top:10px;
	}
#leftpannel
	{
	width:350px;
	float:left;
	padding:0px 0px 0px 10px;
	overflow:hidden;
	margin-bottom:10px;
	}
#rightpannel
	{
	width:580px;
	float:right;
	text-align:justify;
	font:15px Arial, Helvetica, sans-serif;
	padding:0px 10px 0px 10px;
	}
	
a:link, a:active, a:visited
	{
	color:#000000;
	text-decoration:underline;
	}
a:hover
	{
	text-decoration:none;
	}

h1, h2, h3, h4, h5, h6, ul, li, form, p
	{
	margin:0px;
	padding:0px
	}
h1, h2, h3, h4, h5, h6
	{
	font-weight:normal;
	}
h1
	{
	color:#004e77;	
	font:22px Arial, Helvetica, sans-serif;
	padding:0px 0px 10px 0px;
	}

p	
	{
	padding:0px 0px 10px 0px;
	font:13px Arial, Helvetica, sans-serif;
	}

#footerwrapper
	{
	text-align:center;
	width:960px;
	color:#000;
	font:12px/18px Arial, Helvetica, sans-serif;
	clear:both;
	padding:15px 0px 10px 0px;
	border-top:solid 1px #c0c0c0;
	}
#footerwrapper a
	{
	text-decoration:none;
	color:#000;
	}
		
.imgpad
	{
	float:left;
	padding:7px 10px 10px 0px;
	}